Credit Matters eStore

“A great credit score can help you finish rich! Liz Pulliam Weston gives solid, easy-to-understand advice about how to improve your credit fast. Read this book and prosper.” David Bach, bestselling author of The Automatic Millionaire and The Automatic Millionaire Homeowner   “Excellent book! Insightful, well written, and surprisingly interesting. Liz Pulliam Weston has done an outstanding job demystifying an often intimidating and frustrating topic for the benefit of all consumers.” Eric Tyson, syndicated columnist and bestselling author of Personal Finance for Dummies   “No one makes complex financial information easy to understand like Liz Pulliam Weston. Her straight-talk and wise advice are invaluable to anyone with a credit card or check book–and that’s just about all of us.” Lois P. Frankel, Ph.D., author of Nice Girls Don’t Get the Corner Office and Nice Girls Don’t Get Rich   “In a country where consumers increasingly pay more when they have bad credit, Liz Pulliam Weston’s book provides excellent tips and advice on ways to improve your credit history and raise your credit score. If you just apply one or two of her insightful suggestions, you’ll save many times the cost of this book.” Ilyce R. Glink, financial reporter, talk show host, and bestselling author of 100 Questions Every First-Time Home Buyer Should Ask   “Your credit score can save you money or cost you money–sometimes a lot of money. Yet, most people don’t even know their scores, much less know how to make them better. Liz Pulliam Weston can help you fix that. In this easy-to-understand guide you’ll learn how to make sure your score helps you get the best deal on loans and insurance. You can’t afford not to read it.” Gerri Detweiler, consumer advocate and founder of UltimateCredit.com   The #1 Best-Selling Guide to Improving Your Credit Score... Now Thoroughly Updated for the Financial Crisis!   In post-crash America, it’s tough to get credit...and even tougher to get rates and terms you can afford. That makes your credit score more important than ever before. Now, MSN Money/L.A. Times personal finance columnist Liz Pulliam Weston has updated her best-selling book on credit scores to show how you can maximize your score right now–and save yourself a fortune!   Weston reveals the tough new realities of borrowing and credit scoring, and shows why they aren’t going to change any time soon. She rips away the mystery surrounding credit scoring, including the FICO 08 overhaul, and tells you exactly how to use the new system to maximize your score.   You’ll learn how to fight back against lenders who want to lower your limits or raise your rates...bounce back from bad credit and bankruptcy...choose the right credit solutions and avoid options that only make things worse. One step at a time, Weston will help you build (or rebuild) your credit score–so you can get the credit you need and deserve!   Survive a credit crisis, one step at a time How to protect or rebuild your credit score after a major financial setback   Fix your credit score in as little as 72 hours Rapid rescoring: what it can fix, what it can’t fix, and how to use it   Don’t let the myths of credit scoring cost you a fortune! What you’ve been told just isn’t true: how credit scores really work   What drives your score–and what doesn’t The real impact of credit cards, loans, late payments, inquiries, credit counseling, and more  

Price : $12.91

Written by a former debt collector, this credit repair book covers many aspects of credit restoration, including how to legally remove any adverse credit from a consumer credit report, how to negotiate debt, how to prevent and recover from identity theft, the secrets to raising a credit score, and more. Remove judgments, liens, late payments, bankruptcies, collection accounts, inquiries, charge-offs, repossessions, and foreclosures. Learn how to negotiate like a pro, reducing credit card and other unsecured debt to a fraction of what you owe!

Price : $19.80

Your credit score affects every aspect of your financial life including qualifying for loans and mortgages, low interest rates, housing, employment opportunities, and even insurance premiums. Millions of Americans have negative, inaccurate, and unverifiable information on their credit report. Repairing your credit profile is one of the most important financial decisions you can make. You re about to take the important step of taking control of your credit! If you re like the average American, having improved credit will save you thousands of dollars on your loans and credit cards. You do not need a credit repair clinic. Save the money. Everything a credit repair clinic can do for you legally, you can do for yourself at little or no cost using the plan in this new book. There are federal laws in place to make sure that you can repair problems on your credit report and increase your credit score. These laws are found in the Fair Credit Reporting Act. This book will show you how to use your legal rights to increase your credit score. You will learn how to remove questionable items from YOUR credit reports, including: late payments, collections, judgments, liens, charge offs, bankruptcies, foreclosures, repossessions, and identity fraud. This new book will be your road map to credit repair information, and give you tips on how to maintain a stronger credit profile, repair bad credit, improve credit scores, and correct personal information.

Price : $16.46

If bad credit has happened to you, there is something you can do about it Feeling broke and battered? We know the feeling—heck, everyone knows it. According to the Wall Street Journal, 110 million Americans have bad credit—almost 50% of the adult population. But we don't have to be depressed or discouraged about it. There is life after bad credit. In fact, there's even life during bad credit.Living Well with Bad Credit is the right help at the right time. If you're bravely soldiering on despite your finances going south, this informative book is for you. It puts the emphasis on living with bad credit—and living well. Veteran journalist Geoff Williams (AOL' s personal finance blog WalletPop, CNNMoney.com, Bankrate.com) and media powerhouse Chris Balish, an Emmy Award-winning broadcast journalist and author (Living Well Without a Car), have teamed up to bring readers:• Usable tips on how to embrace, and even benefit from, a low credit score• Invaluable advice for dealing with 'lifestyle' events such as how to buy a car or qualify for a credit card with bad credit• Interviews with dozens of experts and successful professionals who share ideas on how to live with the negative effects of bad credit• Practical discussion on topics that go beyond finance, such as healing self-esteem and building relationships in spite of bad creditWhile bad credit can be a setback, it doesn't have to be a roadblock. This expert guide is just the ticket to a better life once again

Price : $9.32

“A great credit score can help you finish rich! Liz Pulliam Weston gives solid, easy-to-understand advice about how to improve your credit fast. Read this book and prosper.”   –David Bach, bestselling author of The Automatic Millionaire and The Automatic Millionaire Homeowner   “Excellent book! Insightful, well written, and surprisingly interesting. Liz Pulliam Weston has done an outstanding job demystifying an often intimidating and frustrating topic for the benefit of all consumers.”   –Eric Tyson, syndicated columnist and bestselling author of Personal Finance for Dummies   “No one makes complex financial information easy to understand like Liz Pulliam Weston. Her straight-talk and wise advice are invaluable to anyone with a credit card or check book–and that's just about all of us.”   –Lois P. Frankel, Ph.D., author of Nice Girls Don’t Get the Corner Office and Nice Girls Don’t Get Rich   “In a country where consumers increasingly pay more when they have bad credit, Liz Pulliam Weston’s book provides excellent tips and advice on ways to improve your credit history and raise your credit score. If you just apply one or two of her insightful suggestions, you’ll save many times the cost of this book.”   –Ilyce R. Glink, financial reporter, talk show host, and bestselling author of 100 Questions Every First-Time Home Buyer Should Ask   “Your credit score can save you money or cost you money–sometimes a lot of money. Yet, most people don’t even know their scores, much less know how to make them better. Liz Pulliam Weston can help you fix that. In this easy-to-understand guide you’ll learn how to make sure your score helps you get the best deal on loans and insurance. You can’t afford not to read it.”   –Gerri Detweiler, consumer advocate and founder of UltimateCredit.com   Your credit score. It’s just three numbers. But it dictates whether you’ll get credit, and what you’ll pay. Insurers use it to set premiums. Landlords use it to make renting decisions. You need to understand it. In Your Credit Score, Second Edition, MSN Money personal finance journalist Liz Pulliam Weston gives you up-to-the-minute answers you can trust—and a proven action plan for building your credit, fixing it, and maintaining it, starting today!   Weston has updated this national bestseller with extensive new information, including an inside look at the new VantageScore credit scoring system, “Fast Fixes” that actually work, and powerful tips for first-time borrowers.   You’ll discover how your scores are affected by everything from applying for loans to closing accounts...how to cope with a credit crisis, and bounce back from bad credit or bankruptcy...how credit counseling really affects your score...why paying old debts can actually damage your score...how to reduce your exposure to identity theft, and much more!   Acknowledgments  xvii About the Author  xix   Chapter 1: Why Your Credit Score Matters  1 Chapter 2: How Credit Scoring Works  13 Chapter 3: VantageScore–A Revolution or Just More of the Same?  29 Chapter 4: Improving Your Score–The Right Way  37 Chapter 5: Credit Scoring Myths  57 Chapter 6: Coping with a Credit Crisis  69 Chapter 7: Rebuilding Your Score After a Credit Disaster  89 Chapter 8: Identity Theft and Your Credit  111 Chapter 9: Emergency! Fixing Your Credit Score Fast  139 Chapter 10: Insurance and Your Credit Score  147 Chapter 11: Keeping Your Score Healthy  163   Index  179    

Price : $16.23

 “This book is a must-read for credit card holders of all ages. Curtis Arnold offers insights into how consumers can not only profit financially from credit cards, but importantly, how to avoid falling into debt.” —Thomas R. Evans, President and CEO of BankRate.com, Inc.   “Finally, someone has written a guide for savvy consumers who want to make the most of the plastic in their wallets. Curtis Arnold explains exactly how to maximize your rewards so you’re quite literally getting free money and also outlines winning strategies for negotiating the lowest interest rate and using balance transfers to your advantage. Anyone who wants to build credit, improve their credit, or profit from their credit cards should read this book.” —Liz Pulliam Weston, MSN Money Personal Finance Columnist and Bestselling Author of Your Credit Score and Easy Money   “Curtis Arnold is America’s premier credit card expert. Whether you’re trying to get your first card, compare credit offers, or figure out how to beat the credit card companies at their own game, Arnold’s wisdom and insider tips will prove invaluable.” —Lynnette Khalfani-Cox, The “Money Coach” and Author of The New York Times Bestseller Zero Debt: The Ultimate Guide to Financial Freedom   “If you have had enough of credit card tricks and traps, this book will show you how to turn the tables. Curtis Arnold knows the credit card business inside and out and offers proven ways to put plastic to work for you, rather than against you.” —Gerri Detweiler, Consumer Advocate and Author of four books on personal finance including the forthcoming book Stop Debt Collectors   “For most Americans, credit cards are seen as a necessary evil. Curtis Arnold transforms that perception. Using his advice, people can get rebates, perks, better interest rates, and all kinds of benefits from their cards that they never knew were possible. This book helps you become the master of your credit cards instead of a victim.” —Jordan E. Goodman, “America’s Money Answers Man” and Bestselling Author of Everyone’s Money Book on Credit   “Curtis Arnold provides you with tips for protecting yourself from costly credit card traps, how to use credit to your advantage, and much more. This is a must-read book!” —Marcia Brixey, Author of The Money Therapist and Founder and President of Money Wise Women Educational Services   Banks spend billions to entice credit card customers with rebates, freebies, low introductory rate offers, and airline miles. This book shows you how to take maximum advantage of these special deals—without paying for them through brutally high interest rates, fees, and penalties!   Top independent credit card expert Curtis Arnold reveals how to creatively finance major purchases such as cars, weddings, and condos with little or no interest charges…earn huge credit card “perks” every year…and dramatically reduce your cost of credit. He offers specific advice targeted to: young consumers, retirees facing credit discrimination, Americans recovering from debt problems, and even to consumers with spotless credit.   Why should huge banks and credit card companies make all the money? Get this book, and you too can start earning and saving hundreds, and possibly thousands of dollars, like Curtis has! Unlock the keys to huge credit card savingsFind the best rates and balance transfer offers—and make the most of them Fly anywhere, finance anythingUse credit cards to get free airline tickets and cash rebates or low-cost “creative financing” Don’t get ripped off—by your bank or anyone elseAvoid hidden fees, costly small print, and flat-out fraud Slash your debt, and cut your cost of creditStop throwing away money you could be saving or investing Acknowledgments xvii About the Author xxi   Chapter 1: It’s Not Just Plastic–It’s Money! 1 Chapter 2: Show Me the Money! Credit Card Rebates 23 Chapter 3: Unlock the Key to Huge Savings: Master Credit Card Rates and Transfer Offers 51 Chapter 4: Avoid Problems That Hinder Maximum Profits 75 Chapter 5: How to Slash Your Debt and Keep Your Hard-Earned Money for Yourself 89 Chapter 6: Watch Out: Traps and Scams Can Cost You Big Bucks! 119 Chapter 7: Start Out on the Right Foot–Credit Cards for Students and Saving for College 155 Chapter 8: Use Targeted Cards to Your Financial Advantage 179 Chapter 9: Your Credit Report and Score: The Better You Look, the More You Profit 209 Chapter 10: Maximize the Benefits of Your Cards by Taking Advantage of Additional Free Perks 237 Chapter 11: Master Advanced Card Techniques to Save and Make Money 259 Chapter 12: Capitalize on Future Card Trends 283   Glossary 301 Index 315    

Price : $13.59

The Definitive Guide to Raising Your Credit Score Whether you're recovering from financial problems or need to pump up your score to qualify for a mortgage, you need reliable information and expert guidance to fix and improve your credit rating. Drawn from years of experience helping thousands of consumers, American Credit Repair empowers you with “Everything U Need To Know…” to raise your credit score. Everything U Need to Know about Credit Repaire Obtaining and understanding consumer credit reports Correcting past mistakes and planning for the future Disputing inaccurate data on your credit file Dealing with collection agencies Avoiding foreclosure and bankruptcy BONUS CD-ROM FEATURES: Ready-to-print forms and letters to repair your credit on your own plus vital consumer protection resources you can't do without, and much more!

Price : $21.33

Now, you can finally end the cycle of bad credit and get back on your feet by following the step-by-step advice and tools in Credit Repair Kit For Dummies, 2nd Edition. You’ll find out everything you need to know about creating a solid plan to get your credit back on track. You’ll discover how to find your credit report, review all of the information in it, and learn how you can repair and spruce it up. You’ll learn how to communicate with creditors and how to budget so that you can pay your bills in full and on time. You’ll learn how to apply these credit strategies to all life situations, from building credit with your life partner to financially surviving a divorce, unemployment, and student loans. You will find out how to safe-guard your identity so that other people don’t damage your credit. Find out how to: Take charge of your credit Get help from credit counselors Request copies of your credit report Know how to interpret your credit report and credit score Avoid foreclosure Communicate with collectors, lawyers, and the courts Manage medical debt Safe-guard your identity Complete with lists of ten tips to avoid identity theft and reduce damages, ten ways you can prevent foreclosure, ten methods for establishing and improving credit, and ten strategies for handling financial emergencies, Credit Repair Kit For Dummies, 2nd Edition is your one-stop guide to improving and maintaining your credit score and protecting your identity. Note: CD-ROM/DVD and other supplementary materials are not included as part of eBook file.

Price : $16.49

Credit Scores & Credit Reports provides the first thorough examination of the all-important, but little understood, credit scoring and credit reporting systems. The Third Edition of this highly-acclaimed book enables consumers to understand how both of these systems actually work, and what they can do to improve their FICO scores, and to ensure their credit reports are accurate. Importantly, the book also describes how the system sometimes doesn t work, and how hundreds of thousands if not millions of consumers have been frustrated in their efforts to correct errors in their credit reports. Moreover, it explains: * Link between credit reports and the burgeoning problem of identity theft *How credit card companies use credit scoring to raise your interest rates * The role of credit scores in auto and homeowners insurance *The difference between mortgage rates for consumers with excellent, good, fair, and poor credit scores *The damages to consumers, and their creditworthiness, stemming from credit report inaccuracy and identity theft Credit reports and debt collection * The debate over credit scoring and discrimination The politics of credit reporting

Price : $15.56

Your credit score is one of the most important numbers you can have... It's the one number that many creditors look at before deciding to grant you credit. If you wish to raise your credit score to help you get loans or apply for credit at the best rates possible, then you need to order your copy of Perfect Credit Score Boosting Tips and Credit Repair Strategies for Improving Your Credit and Financial Destiny. Inside this strategy and tip filled blueprint for improving your credit score, you'll discover: * 3 simple things you can do right now to boost your credit score * What to do with your unused credit cards or open accounts that could hurt your credit score * Why paying off some debts and closing your accounts can backfire * When having no loans or no debt isn't going to improve your credit * What to do if your credit report shows a problem you can't resolve * What you must do immediately after experiencing a huge financial blow if you want to save your credit * A type of credit you should apply for if you are having trouble applying elsewhere * When it's insane to declare bankruptcy and when it makes sense * The warning sign that a credit repair company is using unethical or illegal methods so you can avoid being their next scam victim * The way lenders think and how to use that insider knowledge to improve your credit score * How to approach a lender and convince him to give you a loan that your credit score doesn't completely qualify you for * How collection agencies operate so you can counteract their harassing, abusive and underhanded tactics with calm and ease. * and a whole lot more helpful tips, advice and strategies we don't have enough room to list here! Get Perfect Credit Score Boosting Tips and Credit Repair Strategies for Improving Your Credit and Financial Destiny today and start enjoying the advantages that only having a high credit score can give you.

Price : $19.95